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Are you looking for medical insurance that allows you to choose coverages and benefits according to your needs?
“JOFICO” Jordan French Insurance Company, offers “JOFICare + ” health insurance program that gives you the option to choose the in-patient and out-patient coverages based on your needs.
| Benefits and Services |
- Issuing a medical insurance card with JOFICO’s logo and information of the beneficiary
- Access to Med.Service network which includes more than 3800 medical centers of different specialties.
- Med.Service provides Medical Pre-approval Center with high efficiency operating 24/7 to facilitate hospital admissions and give approvals as fast as possible.
- Quick and efficient settlement of medical reimbursement claims upon completion of all necessary documents.
| Coverages (Inside Jordan) |
In-Patient Coverage
| (In Hospital): | Class A |
| Maximum per person per year | 60000 |
| Maximum per case | 6000 |
| Cardiovascular Stents | 1000 |
| Coverage for network | |
| MRI and CT Scan | 100% |
| Lab tests, medicines and diagnostic procedures | |
| Accompanying parent for the child under the age of 13 years | |
| Ambulance | |
| Doctor fees (visits, surgery, anesthesia) | 100% |
| Annual Premium per Beneficiary(75) JOD | |
Out-Patient Coverage
| Class A | ||||||||||||||||||||||||
| Maximum limit per person | 600 | |||||||||||||||||||||||
| Maximum forms per person | 8 | |||||||||||||||||||||||
| Coverage for network | ||||||||||||||||||||||||
| – Deductible for general practitioner | 2 | |||||||||||||||||||||||
| – Deductible for specialists | ||||||||||||||||||||||||
| – Medication and Radiology | 80% | |||||||||||||||||||||||
| – Lab Tests | ||||||||||||||||||||||||
| Annual Premium per Beneficiary (125) JOD *In-Patient Coverage is essential to add any additional benefits | ||||||||||||||||||||||||
• The above coverages are limited to JOFICO’s medical network only, using the insurance card, and no compensation is made for any treatment outside the medical network.
Pregnancy & Maternity Coverage (after finishing the waiting period)
Chronic Diseases Coverage (after finishing the waiting period)
Dental Coverage through Med-connect Network
Optical Coverage (contact lenses and vision examination) –
The JOFICare + program is available for age group from one day – 45 years old. All benefits are subject to the terms and conditions of the Jordan French Insurance Company “JOFICO” | ||||||||||||||||||||||||
| Waiting Periods |
It is understood and agreed that the following conditions and any resulting complications will not be covered until the conclusion of its specified waiting periods mentioned below:
| Back related pain and arthroscopy | Waiting period 12 months |
| Pregnancy and Maternity* | Waiting period 12 months |
| Fibroids | Waiting period 12 months |
| Uterine endometriosis and Hysterectomy | Waiting period 12 months |
| Cataract and Glaucoma | Waiting period 12 months |
| Hemorrhoids, fistula and anal fissure | Waiting period 6 months |
| Tonsillectomy and Adenoidectomy | Waiting period 6 months |
| Deviated nasal septum and Sinusitis | Waiting period 6 months |
| Hernia and Gallbladder | Waiting period 6 months |
| Varicose veins, Varicocele and Hydrocele | Waiting period 6 months |
| Endoscopy, kidney stone lithotripsy and peptic ulcer | Waiting period 6 months |
| Hypertension and Hyperlipidemia | Waiting period 24 months |
| Diabetes | Waiting period 24 months |
* In order to obtain maternity and delivery benefits, all family members must be included in the insurance contract as per the family book.